Let’s talk about a sensitive and personal topic….. Debt! According to nerdwallet.com, here’s the average American’s debt load as of December 2014:
U.S. household consumer debt profile:
Average credit card debt: $15,611
Average mortgage debt: $155,192
Average student loan debt: $32,264
The rich rules over the poor, and the borrower is the slave of the lender.
Are you drowning in debt? You know…. Living the American Dream!? Well my family has a plan…… Randall and I are doing Advocare’s Debtbuster System. According to the system….. In about 3 years will will have paid off $50,600 of debt. That includes a car note, one house mortgage, 3 credit cards, 1/2 my student loans, and 2 other investment loans.
In 13 years from now will have paid off our 2nd mortgage, Randall’s law school loans and the rest of my student loans.
When we become Debt Free…… We will have an extra $30,000 a year in our bank because we aren’t paying money to a lender. We will have zero student loans and actually OWN 2 houses. Let that sink in.
Fact: Did you know… 90% of divorces are due to financial problems? I heard this statement a few weeks ago and it stuck with me: “Debt looks good when you buy a new house or car, but debt doesn’t look good inside your home.”
Let me start by saying this….. There’s nothing wrong with nice things! But if it’s a burden something has to change, right? My family and I make sacrifices right now so we can have a bright future and afford those luxury items. It’s hard and stressful at times! We don’t buy big fancy cars, we don’t go on luxurious vacations and I even coupon to help save money on everyday expenses. We try to keep our living expenses low every month by cutting out most of the unnecessary items…. Like get my nails done every couple weeks.
If you don’t change your current situation your life will continue to be same. If you aren’t seeing progress in your debt load and are just paying your minimum payments every month…. You could be in serious debt for the rest of your life!
Is there just not enough money to pay more than the minimum balance? Or you’re just getting by and still drowning in debt? If this sounds like you…. Life does NOT have to be this way!! I can help you with a plan to earn an extra $250 or more a month. Just so you know what kind of supplemental income is possible with Advocare, I earned an extra $5,000 last year just “retailing” the products. The products sell themselves! That’s just ONE of the 5 ways you can earn income…… If you could use an extra $5000 a year……. You need to message me (firstname.lastname@example.org) and I can show you how to earn supplemental income and how to get your hands onto the Debtbuster System. Only YOU can change your future!